Our clients safety is at the heart of what we do.

How are you kept secure

Here at Unity FX security and protection for our clients is our number one priority. Our service provider adheres to strict compliance procedures on every payment going above and beyond to ensure every payment sent is delivered safely and securely to your beneficiaries account.

With cyber security threats constantly evolving in sophistication we’re constantly keeping up to date with regulatory change, amending our procedures where necessary to minmise security risk for our clients.

Safeguarding Funds

When funds are posted to your account, in line with regulatory requirements, the regulated e-money institutions who we work with safeguard your funds. This means that the funds shown in your payment account or e-wallet are held at reputable banks or covered by an insurance policy, and most importantly, are protected for you in the event of our partner e-money institutions’, or our, insolvency. Our partners stop safeguarding your funds when the money has been paid out of your account to your beneficiary’s account. If you require a breakdown of the exact amounts of funds you have safeguarded at each of our e-money at a particular point in time, please do not hesitate to contact us.

Regulatory Information

For clients based in the United Kingdom and rest of the world, payment services for UNITY FOREIGN EXCHANGE are provided by The Currency Cloud Limited. Registered in England and Wales No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money.

(FRN: 900199)

⁠For clients based in the United States, payment services for UNITY FOREIGN EXCHANGE are provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorised in 39 states to transmit money. Registered Office: 104 5th Avenue, 20th Floor, New York , NY 10011.

(MSB Registration Number: 31000206794359)

For clients based in the European Economic Area, payment services for UNITY FOREIGN EXCHANGE are provided by CurrencyCloud B.V.. Registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 - 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of an electronic-money institution

(Relation Number: R142701)

The Currency Cloud Ltd is authorised by the FCA under the Electronic Money Regulations 2011 and the Payment Services Regulations for the issuing of electronic money and the provision of payments services.

(FCA registration number: 900199)

Unity FX is a Limited company registered in England and Wales.

(Company Registration Number - 14227977)

33 Queen Street, London, EC4R 1AP

FCA Regulated

Our payment service providers are regulated by the FCA who have issued E-Money licenses.

Safeguarded Bank Accounts

Unity FX places a top priority on ensuring the security of your funds and the responsible handling of personal data. In strict adherence to regulatory requirements, the regulated payment and e-money institutions we collaborate with implement measures to protect your funds upon deposit into your account. This includes securely holding the funds in reputable banks or having them covered by an insurance policy. Importantly, this protective measure remains effective for you in the event of insolvency, whether it be on the part of our partner e-money/payment institutions or Unity FX itself. It's crucial to understand that our partners discontinue the safeguarding of your funds once the money has been transferred from your account to the designated beneficiary's account. If you desire a detailed breakdown of the specific amounts of funds safeguarded at each of our e-money/payment partners at a particular moment, please don't hesitate to reach out to us.

Segregated Client Accounts

The safeguarding account(s) are held with FCA regulated e-money partners. E-money partners does not monitor the funds that are placed on the safeguarding account or how you operate these accounts.

Data Protection

We operate under the General Data Protection Act (GDPR) and hold any personal data in accordance with the principles of that act.

How are you protected as a client?

Platform Security

Our partners systems are reviewed regularly basis to ensure the highest level of security for our clients.

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Network Security

We have dedicated systems in place to protect us against ever growing cyber threats this ensures our network always stays secure.



All network traffic is encrypted at a transport level and confidential information is encrypted. We used the best practices in terms of encryption key storage and security.


Access Control

Our platform provides a role based hierarchical security model with two-step authentication and multi-factor authentication for sensitive systems. All access is logged and audited for suspicious behaviour.